ViaCare Home Trip
TRAVEL Takaful

Introduction

A great homecoming for you is our goal! Jubilee General Takaful provides “Home Trip ViaCare” for the expatriates of Pakistan with an option to conveniently purchase their home trip travel Takaful online when travelling to Pakistan. It offers the expatriate(s), who travel to Pakistan to visit their family, friends or on business, an Takaful coverage for hospitalization, medical expenses, accidental death, permanent disability and other travel inconveniences.

  • Accidental Death & Permanent Disability
  • Medical Expenses & Hospitalization in Pakistan
  • Transport or Repartition in case of illness or injury
  • Emergency Dental Care
  • Repatriation of Family Member traveling along
  • Repatriation of Mortal Remains
  • Return of Dependent Children
  • Emergency Return Home Following Death of close Family Member
  • Loss of Passport
  • Trip Cancellation
  • Delayed Departure
  • Loss of Checked-in Baggage
  • Compensation for delay in the arrival of luggage
  • Travel And Stay Over One immediate Family Member

International ViaCare offers two types of plans:

  • Plan for individual
  • Plan for family

  • 100% Limit for all Family Members in case of Medical Expense and Hospitalization.
  • 50% Limit for spouse and 25% for children in case of Accidental Death & Permanent Disability.

  • Dedicated Toll-free line for claims, queries, complaints and feedback
  • Easy payment options of Cash on Delivery and Credit/Debit Card
  • Get online in easy steps
  • Speedy claim processing facility
  • Participant Membership Document is received in real-time upon payment completion

  • Any claim arising directly or indirectly from your failure to comply with the Important Conditions relating to health mentioned in the Participant Membership Document.
  • Pre-existing medical condition, pregnancy, convalescence or relapses.
  • Any claim arising directly or indirectly from Government Regulation or Act, delay or amendment of the itinerary, or failure in provision of any part of the Trip (including error, omission, financial failure or default) of or by the provider of any service forming part of the Trip as well as of the Travel Agent or Tour Operator through whom the trip was booked.
  • Failure to obtain the required passport or visa.
  • Circumstances known to you prior to the booking of the Trip which could reasonably have been expected to give rise to cancellation or Curtailment of the Trip.
  • Airport Departure Duty or Irrecoverable payments exceeding US$ 250 for lost excursions.
  • Bodily Injury or Illness unless a Medical Practitioner provides a certificate stating that this necessarily and reasonably prevented you from traveling.
  • Others- Please refer to the Participant Membership Document for complete set of exclusions

SCHEDULE OF BENEFITS

Benefit PlansLimits
Accidental Death & Permanent Disability US$10,000
Medical Expenses & Hospitalization Abroad US$10,000
Transport or Repartition in case of illness or injury US$15,000
Emergency Dental Care US$500
Repatriation of Family Member traveling with US$1,500
Repatriation of Mortal Remains US$5,000
Return of Dependent Children US$5,000
Emergency Return Home Following Death of close Family Member US$5,000
Loss of Passport US$100
Trip Cancellation US$250
Delayed Departure US$250
Loss of Checked-in Baggage US$250
Compensation for delay in the arrival of luggage US$100
Travel And Stay Over of one immediate Family Member US$100 per day for 10 days only

Key Terms

  • Eligibility Age :Participant’s age of coverage is up to 65 years starting from 18 years of age. For 66-70 years of age, call us at 0800-03786 to get the product. The Family package includes the participant, spouse and up to 4 children of age between 6 months to 18 years.
  • Non-Filer Tax : A charge of 4% additional withholding tax on non-filers
  • Contribution :Contribution and limits may vary by plan chosen and number of travel days
  • Claims Payment : All claims will be payable in Pakistani Rupees only

CONTRIBUTION (PKR)

Tenurestay limitindividualfamily
7 7 750 1,100
14 14 950 1,500
21 21 1,400 2,100
31 31 1,900 2,850
62 62 3,300 5,800
92 92 6,550 10,000
180 92 9,200 18,800
365 92 11,100 22,000

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